The SBA Disaster Loan Program: Protecting Your Business from the Unexpected

As hurricane and storm season approaches, small business owners must prepare for potential disruptions. Natural disasters can cause property damage, revenue loss and unexpected expenses. The SBA Disaster Loan Program provides essential funding to help businesses recover and rebuild after a disaster.

What Are SBA Disaster Loans?

SBA disaster loans offer low-interest financing to businesses affected by hurricanes, floods and other natural disasters. Key options include:

• SBA Business Physical Disaster Loans – Cover repair or replacement of damaged property, equipment and inventory.
• SBA Economic Injury Disaster Loans (EIDL Loans) – Provide working capital to cover operating expenses during recovery.
• SBA Mitigation Assistance – Helps businesses make improvements to reduce future disaster damage.

Why Disaster Preparedness Matters

Proactively preparing for disasters can minimize financial loss and speed up recovery. Businesses should:

• Create an emergency plan and update insurance coverage.
• Back up financial records and important documents.
• Apply for SBA disaster loan assistance as soon as possible if impacted.

Rebuild with SBA Support

SBA loans offer long-term repayment options and low interest rates, making recovery more manageable. Whether your business needs funds for repairs, lost revenue or operational expenses, SBA disaster loans provide a financial safety net.

Protect your business before disaster strikes. Alliance Capital specializes in SBA lending to help small businesses secure the funding they need to recover and thrive. Let’s plan for resilience today.